Last Updated: Dec. 1, 2025

This Privacy Policy explains how we (“Company,” “we,” “our,” or “us”) collect, use, store, and protect your personal information when you visit our website, submit a loan application, or use our services. By accessing our website or submitting your information, you agree to the practices described in this Privacy Policy.

We are committed to protecting your privacy and handling your information responsibly and transparently.

We may collect the following categories of information:

• Name
   
• Address
   
• Date of birth
   
• Social Security number or ITIN
   
• Phone number
   
• Email address
   
• Government-issued ID information
   

• Bank account details
   
• Income information
   
• Employment details
   
• Credit history and credit score
   
• Loan-related activity and repayment history
   

• IP address
   
• Browser type
   
• Device type
   
• Pages viewed
   
• Cookies and tracking identifiers
   

• Pay stubs
   
• Bank statements
   
• Identification documents
   
• Proof of residence
   

• Credit bureaus
   
• Identity verification providers
   
• Payment processors
   
• Fraud prevention services
   

We use your information to:

• Process and evaluate loan or credit applications
   
• Verify your identity and prevent fraud
   
• Obtain your credit information
   
• Communicate about your application, loan, or account
   
• Provide customer support
   
• Comply with legal and regulatory requirements
   
• Improve our website and services
   
• Send account-related alerts and important notices
   

We do not use your financial information for marketing purposes.

We do not sell your personal information.
However, we may share your information with:

Trusted third parties that assist with:

• Application processing
   
• Credit checks
   
• Payment processing
   
• Customer communication
   
• Data storage and security
   
• Fraud detection
   

We may report:

• Loan approvals
   
• Payment history
   
• Delinquencies or defaults
   

We may disclose information if required by:

• Federal or state law
   
• Court order or subpoena
   
• Regulatory examinations
   
• Fraud or security investigations
   

If the company is sold, merged, or acquired, your information may be transferred as part of the business assets.

We use cookies and similar tracking tools to:

• Maintain website functionality
   
• Analyze traffic and performance
   
• Remember user preferences
   
• Enhance security
   

You may disable cookies through your browser settings, but some site features may not function properly.

We use physical, technical, and administrative safeguards to protect your data, including:

• Encryption of sensitive data
   
• Secure servers and firewalls
   
• Multi-factor authentication for internal systems
   
• Restricted access to personal information
   
• Regular security audits
   

While we take strong measures, no system is 100% secure. Users share information at their own risk.

Depending on your state of residence, you may have the right to:

• Access your personal information
   
• Request corrections
   
• Request deletion (subject to legal retention requirements)
   
• Opt out of certain data sharing
   
• Receive a copy of your data
   
• Withdraw consent for electronic communications
   

To exercise any rights, contact us at [Insert Email] or [Insert Phone Number].

We retain personal information for as long as necessary to:

• Process loan applications
   
• Maintain your account
   
• Comply with legal and regulatory obligations
   
• Resolve disputes
   
• Enforce agreements
   

Financial records may be retained for several years as required by law.

Our services are not intended for individuals under 18 years of age.
We do not knowingly collect information from children. If we discover such data, we will delete it immediately.

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Use caution when sharing information externally.

We may update this policy from time to time.
When changes occur, we will revise the “Last Updated” date at the top of this page.

Continued use of our website or services after changes means you accept the updated policy.

If you have questions about this Privacy Policy or your personal information, contact us.